Home & Rental

Why Choose HomeSafe Insurance?

At HomeSafe Insurance, we understand that your home is more than just a place to live—it's a significant investment and a source of comfort. Our mission is to protect that investment with insurance policies that are as unique as your home. With over 20 years of experience, we provide reliable and affordable coverage options designed to meet the diverse needs of homeowners and renters.

Key Benefits of Choosing HomeSafe Insurance:

• Comprehensive Coverage: Protect your home, belongings, and liability with our all-encompassing insurance plans.
• Affordable Premiums: Get the coverage you need at competitive rates that fit your budget.
• Expert Advice: Our experienced agents are here to guide you in selecting the right coverage.
• Easy Claims Process: Our simplified claims process ensures that you get the support you need quickly and efficiently.
• 24/7 Customer Service: We’re here to assist you at any time, day or night.

Explore Our Insurance Products

1. Homeowners Insurance:

• Comprehensive Home Protection: Our homeowners insurance policies cover a wide range of risks, including damage from fire, theft, vandalism, storms, and more. Protect your home’s structure, attached buildings, and your personal belongings.
• Liability Coverage: Safeguard yourself from potential legal and medical expenses if someone is injured on your property. Our liability coverage protects you against lawsuits and medical costs.
• Additional Living Expenses: If your home becomes uninhabitable due to a covered event, our policies cover the cost of temporary housing and related expenses until your home is restored.
• Customizable Plans: Choose from various coverage options to ensure your policy fits your specific needs and budget.

2. Renters Insurance:

• Personal Property Coverage: Even if you don’t own your home, you can protect your personal belongings from damage or theft with our renters insurance. This includes coverage for furniture, electronics, clothing, and more.
• Liability Protection: Our renters insurance also includes liability coverage, protecting you from financial loss if someone is injured in your rental property.
• Affordable Rates: Get comprehensive renters insurance at a price that’s right for you, ensuring you’re protected without breaking the bank.
• Loss of Use Coverage: If your rental unit is damaged and you need to relocate temporarily, we cover additional living expenses until you can return home.

3. Landlord Insurance:

• Property Protection: If you own rental properties, our landlord insurance protects your investment from damage, loss, and liability claims. Coverage includes the structure, loss of rental income, and more.
• Liability Coverage: Protect yourself against lawsuits if a tenant or visitor is injured on your rental property.
• Customizable Options: Tailor your landlord insurance policy to cover additional risks, including flood insurance, vandalism, and more.

4. Condo Insurance:

• Unit Protection: Our condo insurance policies cover the interior of your condo unit, including walls, floors, and upgrades that may not be covered by your condo association's policy.
• Personal Property & Liability: Similar to homeowners and renters insurance, condo insurance covers your belongings and provides liability protection.
• Loss Assessment: Get coverage for special assessments from your condo association due to damage to common areas.

Get a Free Quote Today!

Are you ready to protect your home, rental, or investment property? Contact HomeSafe Insurance today to get a free, no-obligation quote and discover the best coverage options for your needs.

Customer Testimonials

"I’ve had homeowners insurance with HomeSafe for years, and their service is exceptional. When a storm damaged our roof, they handled the claim quickly and efficiently."
– Anna P., Homeowner

"As a renter, I never thought about insurance until a break-in happened. Thankfully, HomeSafe Insurance had me covered, and I was able to replace everything that was stolen."
– John D., Renter

"HomeSafe Insurance made it easy to find the right landlord insurance for my rental properties. Their team is knowledgeable, and the rates are competitive."
– Michael S., Property Owner

Frequently Asked Questions (FAQs)

Do I need homeowners insurance if I own my home outright?
Yes, homeowners insurance is essential to protect your property from damage, theft, and liability, regardless of whether you have a mortgage.

What does renters insurance cover?
Renters insurance covers your personal belongings, liability, and additional living expenses if your rental becomes uninhabitable due to a covered event.

How much landlord insurance do I need?
The amount of landlord insurance you need depends on the value of your rental property and the risks you want to cover. Our agents can help you determine the right amount of coverage.

HomeSafe Insurance – Protecting What Matters Most

At HomeSafe Insurance, we are committed to providing you with the best insurance coverage for your home, rental, or investment property. Contact us today to secure peace of mind with a policy that’s right for you.